Finance Calculators
Free online financial calculators for loans, investments, taxes, and salary. Get instant, accurate results to make smarter money decisions.
EMI Calculator
Calculate your monthly EMI for home, car, or personal loans
SIP Calculator
Calculate returns on your SIP mutual fund investments
Lumpsum Calculator
Calculate returns on one-time lump sum investments
FD Calculator
Calculate maturity amount and interest on Fixed Deposits
RD Calculator
Calculate maturity amount for Recurring Deposits
PPF Calculator
Calculate returns on Public Provident Fund investments
Salary Calculator
Calculate in-hand salary from CTC with full breakdown
Income Tax Calculator
Calculate income tax under old and new regime for India
GST Calculator
Calculate GST amount with CGST and SGST breakdown
Compound Interest Calculator
Calculate compound interest with different compounding frequencies
Simple Interest Calculator
Calculate simple interest on principal amount
Gratuity Calculator
Calculate gratuity amount based on salary and years of service
HRA Calculator
Calculate HRA exemption for income tax
Home Loan Calculator
Calculate home loan EMI with down payment and processing fee
Car Loan Calculator
Calculate car loan EMI and total cost of ownership
CAGR Calculator
Calculate Compound Annual Growth Rate for investments
NPV Calculator
Calculate Net Present Value for project evaluation
IRR Calculator
Calculate Internal Rate of Return for investment analysis
Loan Comparison Calculator
Compare multiple loans side-by-side to find the best option
Credit Score Simulator
Estimate your CIBIL credit score based on financial behavior
Inflation Calculator
Calculate impact of inflation on purchasing power
Retirement Calculator
Calculate retirement corpus needed for a comfortable life
LTV Calculator
Calculate Loan-to-Value ratio for property and asset loans
Debt Payoff Calculator
Calculate time to become debt-free with monthly payments
Interest-Only Calculator
Calculate payments during interest-only period of a loan
Free Online Finance Calculators for India
ClearTools brings together every calculator you need to make confident money decisions — loans, investments, taxes, salary, and retirement — in one place, all free and running entirely in your browser. No signups, no data stored, no ads between you and the result.
Loans & EMIs
Use the EMI calculator for any loan type (home, car, personal), or the focused home loan calculator with processing fees and the car loan calculator for vehicle financing. Compare two offers side-by-side with the loan comparison tool, check eligibility ratios with the LTV calculator, and plan debt freedom with the debt payoff calculator.
Investments & Returns
For mutual fund investors, the SIP calculator projects monthly-investment growth and the lumpsum calculator handles one-time deposits. Bank savers can use the FD, RD, and PPF calculators with up-to-date interest rules. Advanced users can evaluate projects with IRR, NPV, and CAGR, or model long-term growth with compound interest.
Tax & Salary (FY 2025-26)
The income tax calculator compares old and new regime side-by-side with current Budget slabs, rebates, and standard deduction. The salary calculator breaks CTC into Basic, HRA, PF, and take-home, and the HRA exemption and gratuity tools handle the rest of your payslip. For GST invoicing, try the GST calculator.
Retirement & Planning
Plan the long term with the retirement corpus calculator and see how inflation erodes purchasing power using the inflation calculator.
Why ClearTools Finance Calculators?
- India-first. Slabs, tax rules, and rates reflect FY 2025-26 and current RBI guidelines.
- Private. Every calculation runs client-side — nothing is sent to a server or stored.
- Transparent. Each tool page shows the exact formula and a worked example so you can verify.
- Fast. Results update as you type — no page reloads, no loading spinners.
Related Categories
Also check our daily tools for percentage and discount calculations, or unit converters for everyday conversions.