LTV Calculator

Calculate Loan-to-Value (LTV) ratio for property and asset-based loans.

FY 2025–26 rates Browser-only, nothing stored Real-time calculation

Enter values and click
Calculate LTV

LTV Ratio

LTV (Loan-to-Value) is the ratio of loan amount to the value of the asset. Lower LTV is better for loan approval.

LTV Ranges

  • LTV < 70%: Excellent (easy approval)
  • LTV 70-80%: Good
  • LTV 80-90%: Fair
  • LTV > 90%: Difficult approval